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Financial Plan for Retirement

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Presets: (Return/Inflation/SWR/Vol) Ready

Inputs

Age

Desired Retirement Age

Annual Income ($)

Monthly Expenses ($)

Total Assets ($)

Liquid Cash ($)

Total Debts ($)

Current Retirement Savings ($)

Desired Monthly Retirement Income ($)

Estimated Monthly Social Security ($)

Savings Growth per Year (%)

Assumptions

Expected Return (nominal %/yr)

Inflation (%/yr)

Safe Withdrawal Rate (%/yr)

Tax Rate in Retirement (% of withdrawals)

Life Expectancy (age)

Enable Monte Carlo?

Volatility (sigma %/yr, for MC)

MC Runs

SWR applies to the portfolio value at retirement (nominal). Desired income is inflated to the retirement year. Social Security offsets the income target.

Cash-Flow and Emergency Fund

Housing (mo)

Transport (mo)

Food (mo)

Insurance (mo)

Healthcare (mo)

Child Support (mo)

Debt Service (mo)

Discretionary (mo)

Other (mo)

EF Target (months)

Use category total for Monthly Expenses

Cash counted toward EF ($)

Goals (Funding Requirements)

Required monthly contributions are inflation-adjusted targets using expected returns.

Goal 1 Name

Target ($)

Years

Current Saved ($)

Return %/yr

Inflation %/yr

Goal 2 Name

Target ($)

Years

Current Saved ($)

Return %/yr

Inflation %/yr

Goal 3 Name

Target ($)

Years

Current Saved ($)

Return %/yr

Inflation %/yr

Investment Policy and Allocation

Investable Portfolio Today ($)

Rebalancing Band (+/- % pts)

Notes

Target Allocation (%)

US Stocks %

Intl Stocks %

Bonds %

Cash %

Current Holdings ($)

US Stocks $

Intl Stocks $

Bonds $

Cash $

Retirement Withdrawals (Guardrails)

Initial Method

Upper Band (% above prior peak)

Lower Band (% below prior peak)

Raise / Cut (% change to withdrawal)

Financial Plan Summary

Net Worth

Monthly Savings

Projected Balance at Retirement

Projection Chart

Projection Table (Yearly)

Assumptions Recap

One-Page Snapshot

Action Plan / Tasks

Task

Owner

Due Date

Amount ($)

Disclaimer: Educational illustration only. Not investment, tax, or legal advice.

Financial Plan for Retirement

Inputs

Assumptions

Cash-Flow and Emergency Fund

Goals (Funding Requirements)

Investment Policy and Allocation

Target Allocation (%)

Current Holdings ($)

Retirement Withdrawals (Guardrails)

Financial Plan Summary

Projection Chart

Projection Table (Yearly)

One-Page Snapshot

Action Plan / Tasks

Gathering User Data . . .

The first question I have for you is, do you want
to Buy or Short?

Thank You. Next we need to determine how long you want to hold this trade. If you want this to be intraday, select Day Trading, if you want it to be more than one day but less than 2 weeks select Swing Trading, and anything more than that, select Longer Term trading.
Select a Trading Term

Select a Trading Plan Type
Support Plans are based on tests of Support, while Resistance Pans are based on tests of Resistance. If you are unsure, review both. Find additional details explaining these below.

Financial Plan for Retirement

Inputs

Assumptions

Cash-Flow and Emergency Fund

Goals (Funding Requirements)

Investment Policy and Allocation

Target Allocation (%)

Current Holdings ($)

Retirement Withdrawals (Guardrails)

Financial Plan Summary

Projection Chart

Projection Table (Yearly)

One-Page Snapshot

Action Plan / Tasks

Gathering User Data . . .

Account Update Complete

The first question I have for you is, do you want to Buy or Short?

Thank You. Next we need to determine how long you want to hold this trade. If you want this to be intraday, select Day Trading, if you want it to be more than one day but less than 2 weeks select Swing Trading, and anything more than that, select Longer Term trading. Select a Trading Term

Select a Trading Plan Type Support Plans are based on tests of Support, while Resistance Pans are based on tests of Resistance. If you are unsure, review both. Find additional details explaining these below.

The first question I have for you is, do you want
to Buy or Short?

Thank You. Next we need to determine how long you want to hold this trade. If you want this to be intraday, select Day Trading, if you want it to be more than one day but less than 2 weeks select Swing Trading, and anything more than that, select Longer Term trading.
Select a Trading Term

Select a Trading Plan Type
Support Plans are based on tests of Support, while Resistance Pans are based on tests of Resistance. If you are unsure, review both. Find additional details explaining these below.